The Medicare Advantage is the name of the new plan that replaced Medicare Part C in 1997. What this combination plan has different is in the Medicare Advantage Definition. That definition now allows private health insurance companies to enter into contracts with the federal government to provide Medicare Part A or hospital insurance and Medicare Part B or medical insurance, benefits through their own policies. Insurance companies that do so are then able to offer you your Medicare beneficiaries health coverage not only through PFFSs, but also through managed care plans such as an HMO or a preferred provider organizations known as a PPO.

Medicare program info gets blurry at this juncture as you are now back to comparing policy advantages and coverage as well as price. And be assured that these private companies go out of their way to obscure the comparison points and they do it much better than our government since they actually mean to leveled the playing field using whatever marketing scheme worked in the non-government sectors information portals.

This is where they jungle gets thick and the salesmanship of the insurance companies comes into play. Be sure you have a firm understanding of whats for free, what Medicare will provide for your $100 a month donation and then start looking at the value added portion of the Part C Advantage plans before you make your decision.

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